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The fed funds rate will always be lower than the discount rate. Be the first one to share your experience. Israel Discount Bank of New York Branch Location at 511 Fifth Avenue, New York, NY 10017 - Hours of Operation, Phone Number, Address, Directions and Reviews. IDB Bank was founded in 1935 by the late Mr. Leon Recanati, IDB Ltd. is one of the three largest commercial banks in Israel and one of the 300 largest banks in the world. IDB Ltd. and its subsidiaries have a network of branches and representative offices in Israel and abroad, with several thousand employees. New clients at Discount Bank enjoy exclusive benefits: Outstanding terms for account management and loans at preferential interest rates. We also invite you to review the range of services, products and tools available to you as Discount Bank clients. We’ll be happy to serve you at the branch or on the phone, online or on your mobile phone ... 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